Question 1

What is ccreward?

Accepted Answer

ccreward is a comprehensive tool designed to help users optimize their credit card rewards across multiple banks and credit cards in India. It helps calculate rewards based on specific Merchant Category Codes (MCCs) and finds the best card for various spending patterns.

Question 2

Which banks are supported?

Accepted Answer

ccreward supports major banks including AMEX, AU, Axis, BOB, Federal, Canara, DBS, HDFC, HSBC, ICICI, IDBI, IDFCFirst, IndusInd, Kotak, OneCard, SBI, SC, RBL, YesBank

Question 3

Is ccreward free to use?

Accepted Answer

Yes, ccreward is free for personal use. We offer both a web application and an iOS app that you can use to calculate and maximize your credit card rewards.

Question 4

Does ccreward support Android?

Accepted Answer

Yes, ccreward is available on both Android and iOS platforms, as well as a web application.

Question 5

Can ccreward track my reward points?

Accepted Answer

Not yet. At the moment, ccreward focuses on helping users find the best card for transactions and calculate rewards. Tracking accumulated reward points is a feature we may add in the future.

Question 6

How does ccreward handle my data?

Accepted Answer

ccreward values user privacy. If you use Google or Apple Sign-In, we collect only basic info like email.

Question 7

How often is the data on rewards updated?

Accepted Answer

We strive to keep reward data as accurate as possible and make regular updates to reflect changes in bank offers and terms.

Question 8

Can ccreward suggest the best credit card to apply for?

Accepted Answer

Yes! The 'Suggest Me a Card' feature is in development and will help users identify the top cards based on their spending habits and preferred rewards.

Question 9

Is there an option to share my card portfolio?

Accepted Answer

Currently, there is no option to share your portfolio, but users can save and manage all their cards within the app. If there is demand, we may consider adding a secure sharing feature in the future.

Question 10

Can I give feedback on the app?

Accepted Answer

Yes, feedback is welcome! You can reach out via the web app or through social media channels to share your experience or suggestions.

Question 11

Is there a limit to how many cards I can add?

Accepted Answer

No, you can add as many cards as you like in the app, allowing you to manage and track rewards for multiple credit cards in one place.

Question 12

Does ccreward support international cards?

Accepted Answer

Currently, ccreward focuses on Indian credit cards. Support for international cards may be added in future updates.

Question 13

Can ccreward tell me the best card for each transaction?

Accepted Answer

Yes, the 'Find Best Card' feature helps you choose the ideal card based on transaction type, category, and amount to maximize your rewards.

Question 14

Does ccreward offer reminders for payment due dates?

Accepted Answer

Not currently. ccreward is focused on rewards optimization and does not include payment reminders. This feature may be considered in the future.